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June 2014

CAP: One year on and going strong

  • Written by  HumeRidge
Colin & Carol Mellis are helping people get free from debt. Photo: Provided

A year ago the CAP Centre officially opened at HumeRidge. And according to organisers Colin & Carol Mellis, the year has been challenging, frustrating, faith building and humbling.

CAP (Christian Against Poverty) offers solutions to those struggling with debt, regardless of their belief or background. It offers top quality debt management and is completely free of charge, empowering clients to become debt free, through budgeting advice, creditor liaison, and personal support.

“Clients are visited in their own home,” said Colin. “The first visit explains the CAP service and gathers information. The second visit presents a solution.”

If clients agree to work with CAP, to become debt free, they have a caseworker who deals with their financial circumstances.

“Becoming debt free is not easy, so local support is offered from one of HumeRidge’s volunteer Support Coaches,” said Colin. “They are there to encourage them in their journey; to introduce them to Church and local agencies as needs arise.”

“The CAP programme was a saviour for me,” said one single mum. “It was a huge relief having that burden of debt lifted. I received a lot of support from the CAP Centre. I would highly recommend CAP to anybody who feels there is no way out.”

“CAP is and was a huge blessing to me,” she said.

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